When researching private medical insurance in the UK, many people assume that going directly to an insurer will automatically be cheaper. It feels logical — cut out the “middleman” and save money. In reality, that assumption often leads to higher costs, reduced cover, or policies that don’t quite fit. In this article, we’ll explain why buying health insurance directly isn’t always the most cost-effective option — and how using a broker can actually help you make better, more

In recent years, private health insurance has shifted from being seen as a “nice to have” perk to a strategic employee benefit. Across the UK, more employers – particularly small and medium-sized businesses – are recognising the role private medical insurance can play in supporting staff wellbeing, improving retention, and protecting productivity. This change isn’t about replacing the NHS. Instead, it’s about offering employees faster access to care when they need it most, wh

The start of a new year often brings reflection. We reassess our goals, review our finances, and think more carefully about our health and wellbeing. While gym memberships and healthier eating plans are common New Year’s resolutions, one area that’s often overlooked is private medical insurance. If you already have private medical cover, January can be an ideal time to ask a simple but important question: is your policy still right for you?  And if you don’t yet have cover, t