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Private medical insurance (PMI) can offer faster access to treatment, greater choice of consultants, and more comfortable hospital environments. However, one of the most common areas of confusion for people in the UK is what private health insurance does not  cover . Understanding the limitations of a policy is just as important as understanding its benefits. Knowing this upfront helps set realistic expectations and avoids unpleasant surprises when you need to claim. In this

Employee wellbeing has become a major priority for UK employers, particularly as NHS waiting times remain under pressure and sickness absence continues to rise. One question we’re increasingly asked by business owners and directors is whether offering private medical insurance (PMI) is not only beneficial for staff, but also tax-efficient for the business . The answer depends on how it’s structured and what your business is trying to achieve. In this article, we explain how e